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Caethe
Canadian retirement, by the calendar
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Money

TFSA room, RRIF withdrawals and the checks worth doing before the calendar turns.

A woman in her late sixties writing in a notebook at a table by a frosted January window.
MoneyDate 1 Jan
How much TFSA room opens up every January

The annual limit for 2026 is $7,000, and withdrawals come back as room on January 1 of the next year. For anyone on GIS, the account has a second advantage that is easy to miss.

Caethe Editorial · 5 min read
 A couple in their seventies sorting paper receipts into folders under a lamp on a December evening.
MoneyDue 31 Dec
The year-end money checks worth doing before December 31

Donations, the RRIF minimum, medical receipts and TFSA timing all run on the calendar year. A short list for the last weeks of December, without any investment tips.

Caethe Editorial · 5 min read
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