The CPP and OAS payment dates left in 2026, and what early 2027 looks like

Pensions

CPP and OAS: when they are paid, when to apply, and the dates that change the amount.

• The CPP and OAS payment dates left in 2026, and what early 2027 looks like
• When to apply for CPP so the first payment isn't late
• Why OAS amounts change four times a year
• Why there's nothing to gain by waiting past 70 for CPP

Tax dates

Filing deadlines, instalment dates and the year-end cut-offs that matter once you are retired.

• Why the April 30 tax deadline matters more once GIS is involved
• The quarterly instalment reminders some retirees start receiving
• What has to happen before December 31 of the year you turn 71

Age milestones

What changes at 65, 70 and 71, and the dates that follow a bereavement.

• Why turning 65 sets off several changes at once
• What changes at 70 when the CPP and OAS deferral clocks stop
• The first weeks after a spouse dies, and the dates that follow

Money

TFSA room, RRIF withdrawals and the checks worth doing before the calendar turns.

• How much TFSA room opens up every January
• The year-end money checks worth doing before December 31